---
title: What is a Credit Report?
description: Learn what a Credit Report is, what goes in it, and how Housing Providers, Landlords, and Property Managers use it to screen Tenants clearly and fairly.
---

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# What is a Credit Report?

## A Credit Report is a summary of the data a Credit Bureau has on a consumer.

Contents of a Credit Report: 

- Credit score (3-digit number between 300–900)
- Addresses
- Employment history
- Payment history (credit cards, loans, mortgages, auto financing, cell phones)
- Collections
- Credit inquiries

Why a Credit Report matters: 

- Higher scores usually indicate stronger creditworthiness
- Lower scores may signal risk of delinquency
- Provides Landlords with valuable insight into Tenant reliability

Credit checks should always be part of your Tenant Screening process to identify Renters most likely to pay on time and respect your property. 

Landlords and Property Managers of all sizes can use FrontLobby’s new credit check feature to screen tenants. Learn about the benefits of tenant screening [HERE](https://help.frontlobby.com/what-is-a-credit-check-and-why-should-landlords-perform-a-credit-check?hsLang=en)**.**

---

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