---
title: What is a credit check and why should Landlords perform a credit check?
description: Learn what a credit check is and why Landlords use it to see a Tenant’s payment history, credit risks, and likelihood to pay rent on time.
---

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# What is a credit check and why should Landlords perform a credit check?

## A credit check is when a Landlord or lender requests a copy of an applicant’s Credit Report from a major Credit Bureau (i.e. Equifax, TransUnion or Experian).

Why Landlords should do credit checks: 

- Provides insight into a Tenant’s financial health and payment history

- Shows how the individual has managed past obligations (credit cards, loans, rent)

- Highlights collections, bankruptcies or credit inquiries that may signal risk

- Helps determine whether a Tenant is likely to pay rent on time and in full

Tip: Timely rent payments are essential to running a rental property. Combining credit checks with Rent Reporting helps ensure payment reliability.

Landlords and property managers of all sizes can use FrontLobby’s Credit Check feature to screen Tenants quickly and effectively. 

 

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