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Options for California Housing Providers to comply with AB 2747 Rent Reporting

California recently passed legislation (AB-2747) that requires some Housing Providers to offer their Tenants the ability to report on-time rental payments to the Credit Bureaus. While this does not apply to all Housing Providers, reporting rental payments is a valuable tool for all Housing Providers.

While this legislation relates to helping more tenants build their financial wellbeing through Rent Reporting, it does not limit your ability as a Housing Provider to report both on-time payments and debts. Tenants can opt-in or out of reporting their on-time payments, but consent is not required to report a debt. 

Who does this apply to:

  • California Landlords of residential buildings that have over 15 units
  • California Landlords or residential buildings with under 15 units if both apply:
    • The Landlord owns more than one residential building regardless of the number of units
    • The Landlord is one of the following: a real estate investment trust, a corporation or an LLC where at least one member is a corporation.

Timing:

  • For new leases after April 1, 2025: You must provide the notice outlined below at the time they sign the lease and annually. 
  • For current leases: You must provide them the notice outlined below before April 1 2025 and annually. 

How to Report Rent to the Credit Bureaus as a Housing Provider:

  1. Login to your FrontLobby account
  2. Upgrade to Premium
  3. For all your Tenants:
    1. Create a Lease Record
    2. Leave balance at $0 if no debt is owed
    3. If a debt is owed, enter the amount owed and your Tenants will receive a late rent notice
    4. If you need assistance, please contact our support team
  4. Keep your lease records updated each month, you only need to update the balance if there is a debt

If you want to report both paid and unpaid rent, you will need a Premium membership ($239/yr).

Remember to:

  • Login to your account at least every 60 days to keep it active
  • Send Notification to applicants at least once per year

Payment Options:

Housing Providers who want to report both paid and unpaid rent can sign up for a Premium Membership and have the option to pass the cost of reporting onto their Tenants. Pricing details can be found HERE. The cost is $239/year for the first 20 leases, with an additional $1 per lease per month beyond that.

Notifications:

Tenant Notice Rent Reporting AB2747