How will a Credit Check impact my credit score?

When a Landlord or Property Manager performs a Credit Check, a hard inquiry will show up on your credit file. Inquiries are a necessary part of applying for a tenancy and other forms of credit.

Usually, the impact on credit score is minimal, but if the inquiry does have a minor impact on your credit score, this will only last up to 12 months. Inquiries only impact up to 10% of the credit score and all inquiries are removed after 3 years. Inquiries have the largest impact if multiple different creditors are pulling your credit in a short period of time.