How long does information stay on my Credit Report?
Rental payment information remains on your credit report 6 to 10 years, depending on the type.
Information reported to the Credit Bureaus can stay on your account for several years which means it can have a long term impact on your credit.
Negative information:
- Late payments/collections remain up to 6 years in Canada, 7 years in the U.S.
Positive information:
- Active paid accounts remain as long as they are open and being reported
- Closed, paid accounts can stay on file for up to 10 years from the last report date